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Saturday, 18 May 2019

SBI USEFUL NO. FOR VARIOUS SERVICE

SBI USEFUL NO. FOR VARIOUS SERVICE

SBI Quick - MISSED CALL BANKING.
SBI Quick - MISSED CALL BANKING.
SBI Quick - MISSED CALL BANKING is a new service from the bank which involves a Missed Call or sending an SMS with pre-defined keywords to pre-defined mobile numbers.

SBI QUICK - MISSED CALL BANKING
SBI Quick - MISSED CALL BANKING is a free service from the Bank where you can get your account balance, Mini Statement and more just by giving a Missed Call or pre-defined keywords with pre-defined mobile numbers to your registered mobile number Please check that your mobile number is updated in your account

If you have an Android, Windows, iOS or Blackberry phone, you can download SBI Quick App from the respective App Store. SBI Anywhere can avail SBI Quick facility in the pre-login section. With this app you need not remember the different keywords and destination mobile numbers Once the app is installed, Internet connection is not required to use SBI Quick, as the communication will happen over SMS or Missed Call. Note that mobile app is not mandatory for using this facility.

ONE TIME REGISTRATION PROCESS
Send SMS, 'REG Account Number' to 09223488888
e.g. REG 12345678901
from the registered mobile no for that particular account Confirmation message will be sent indicating successful / unsuccessful registration
If successful then you can start using the services.
If unsuccessful:
Check the SMS format and destination mobile number
Ensure that your mobile number from which SMS is sent, is updated with the bank for that account number. If not, visit your website.
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You can now get your account balance, mini statement, information on loan products and block your ATM card just by sending an SMS or giving a missed call!
It involves a onetime registration.

In addition, if you have an Android phone, you can download the SBI Quick App from the Google Play Store. That way you will not need to remember the different keywords and destination mobile numbers. Once installed, you do not need an internet connection to use the app as well as SMS or Missed Call.

Why Buy Travel Insurance?

Why Buy Travel Insurance?


When you choose to travel, you take the risk of lost luggage, flight cancellations, reservation cancellations, theft and many other situations which may cause anxiety. Planning a vacation is stressful enough without having to worry about something going horribly wrong. Purchasing travel insurance will ensure that you are compensated if anything goes wrong on your trip. When trying to determine whether or not to purchase travel insurance, keep in mind the points listed below which may make your decision much easier.
Many forms of travel insurance will cover you in the following areas:
1. Medical Emergencies – Travel insurance will provide you with financial help should you encounter a medical emergency while traveling. If you become ill or are injured while on vacation, your travel insurance will provide you coverage in both situations.
2. Cancellations or Delays – If for any reason (beyond your control) your trip is cancelled or delayed your travel insurance will provide you with financial coverage. This includes coverage if your airline goes bankrupt or out of service. Your travel insurance will either compensate you for the money you lost or provide you with new means of transportation.
3. Theft – If anything belonging to you is stolen while you are on vacation, your travel insurance will provide you with financial assistance to replace the items which were stolen.
4. Damage or Loss of Personal Property – This is likely to happen while on vacation. If your luggage is lost or damaged while on vacation, your travel insurance will definitely cover at least some percentage of the property that is missing. Depending on the insurance plan, it may financially cover all the items that are missing.
5. Lost Passport – If you lose your passport or it is stolen while you are on vacation, travel insurance will provide you with the means to get a temporary one. Your travel insurance company will inform you on how to get in contact with your country embassy so that you can arrange to receive a temporary passport.
Depending on the insurance plan you choose, you may be fully or partially covered in the areas listed above. Choose your policy according to what you think the possibility will be that you will require the assistance on your trip.
For many vacationers, travel insurance eliminates any worry that an unforeseen circumstance may arise in which you do not have the money or means to take care of.
Travel insurance helps you relax and enjoy your trip without agonizing over things that may or may not go wrong. Relaxing and enjoying? Isn’t that why you planned the vacation in the first place?

Why Do Health Insurance Rates Go Up?

Why Do Health Insurance Rates Go Up?


If you pay attention to your own personal health insurance rates, you are likely to notice that over a period of time they are quite likely to go up. Most people are aware of the fact that health insurance premiums tend to increase over time, and these jumps in cost can present quite a financial strain for somebody who is on a tight budget. In order to be able to best anticipate when your rates will go up in the future, it is a good idea to spend some time learning about how health insurance rates are calculated and why they sometimes head skyward.
Although many people notice their health insurance rates going up, few people ever remark on their health insurance rates going down. Premiums very rarely fall, and the reason for this fact is the same reason for most increases in health insurance rates. Like any other field of the modern business world, the health care industry is profoundly affected by inflation. As the cost of living rises, the cost of medical care rises with it. This means that insurance companies are forced to raise their rates to avoid losing money. Inflation is widely considered by economists to be the primary reason why health insurance rates increase.
The other reason why you are most likely to find yourself paying more for health insurance coverage is that you are costing your insurance company money. The more insurance claims you make, the more money the company needs to spend on you. This makes you, to some extent, a financial liability, so if you make claims often your company will raise your rates. Because of this fact, the same people who need health insurance the most are the ones who often end up straining to make their monthly payments after a sudden increase in their insurance rates.
To protect themselves, insurance companies usually offer higher rates to different people depending on how often those customers are likely to make claims. This is why people with chronic conditions like asthma, vision problems, or diabetes are likely to have higher rates than people without similar afflictions. It is also the reason why people who smoke and are therefore likely to have smoking-related health problems have higher insurance premiums than most non-smokers, who are statistically less likely to make health insurance claims. If you have recently visited a hospital or have had a doctor write you a new prescription, prepare to see your health insurance rates increase accordingly.

Human Nature - Does It Exist

Human Nature - Does It Exist


There are lots of cultural and individual differences between people, but do humans have something innately in common? According to philosopher John Locke, there is no such thing as human nature. In his view, the mind is at birth a "blank slate" without rules, so data are added, and rules for processing them are formed solely by sensory experiences.

Even if he were wrong, any human nature we might have seems to be a complex thing.

"Even if we do have inclinations toward violence, we also have inclination to empathy, to cooperation, to self-control." (Steven Pinker, Harvard psychology professor)

So, the term 'human nature' is controversial because it is disputed whether or not such a thing exists. Does the phrase suit what it seems to refer to? Is human nature a misnomer or a valid idea?

Is human nature an animal nature?
Biology sees human beings as just another species of animal. One with the most intelligence and at the top of the pecking order. Like animals, we seek to satisfy our natural drives for food, drink, shelter, sex and a basic need for bodily comfort and avoidance of pain. Biologist Richard Dawkins, in The Selfish Gene, points out that, according to Darwinian evolutionary theory, our human makeup must have had a selfish streak if it were to be fit enough to survive down the generations.

On the other hand, even if we have come about because of our ancestors' success in meeting their bodily needs at the expense of others, it is difficult to see how this kind of human essence can be the whole picture. Biologists have a hard time explaining altruism and acts of compassion involving an element of self-sacrifice by some individuals following natural disasters.

Is human nature fundamentally good?
A prominent Chinese philosopher called Mencius believed that goodness comes from inborn human inclinations towards for example benevolence and propriety. He argued that if an individual behaves badly, it is not the result of his or her constitution but rather is due to experiencing an unhealthy environment. A similar view is held by contemporary secular humanism. So it is thought for example that individuals turn to crime because of poverty or conforming to their delinquent subculture. By its emphasis on the value and effectiveness of human beings, humanism shows a belief in the inherent goodness of human nature.

However, it is difficult to maintain this view given the inhumane as well as humane things done by people.

"Human nature is potentially aggressive and destructive and potentially orderly and constructive." (Margaret Mead, cultural anthropologist)

Is human nature fundamentally bad?
All religions have the idea that there is something wrong with the moral nature of people. However, the notion reaches what I consider to be an extreme version in the orthodox Christian doctrine of 'original sin'. The Catholic Church and most mainstream Protestant denominations teach that all humans are born in a sinful state as a consequence of the sin of Adam.

According to Jeffrey Brodd (professor of religious studies at California State University) this condition of human nature has been characterized in many ways, ranging from a tendency toward sin yet without collective guilt, referred to as a "sin nature", to something as drastic as total depravity or automatic guilt of all humans through collective guilt. In my view, this doctrine has caused a huge subjective sense of guilt and self-condemnation.

An alternative idea is that our normal state is to have an awareness of being a separate, self-contained individual with mind and body of our own. The consequence is a general tendency towards self-orientation. So, a part of our make-up is a natural concern for the needs of oneself. This can be a positive thing as with self-development of personal skills, or self-reflection on inner feelings. The trouble is there is a risk it can amount to self-indulgence and a selfish attitude if we were not on our guard.

Thus, in line with this view, we are born neither basically bad nor basically good but our human nature consists of both positive and negative tendencies.

"From the moral as from the intellectual point of view, the child is born neither good nor bad but master of his destiny." (Jean Piaget, child psychologist)

Does human nature possess a soul?
Another objection to seeing human nature as merely natural appetite comes from spiritual thought concerning distinctly human faculties. This idea goes far back to the ancient Greeks. The human soul in the works of Plato and Aristotle has a divided nature. One part is specifically human and rational. Another part is home to desires or passions similar to those found in animals.

In a similar vein, according to the spiritual philosophy of Emanuel Swedenborg, we human beings, unlike animals, have the capacity for thinking with liberty and rational discernment Consequently, to be human is to be free and able to think and choose rationally.

"It's just human nature to try and figure things out. So, when we're in the midst of a situation, we usually try to reason our way through it."(Joyce Meyer, Christian author)

What is more human than the ability to look down upon oneself from above, so to speak, and apply ethical principles to our feelings and thoughts? If we wish it enables us better able to perceive what is more deeply meaningful and valuable. No animal possesses this self-conscious, reflective life. Consequently, we humans need not blindly follow instinctive and conditioned reactions. Instead, we are free to turn this way or that, to follow or not follow some of our natural inclinations.

Conclusion
We could develop potential humane qualities like consideration for others, forgiveness, and kindness. But how?

One answer is that to do so we need to consciously receive into our lives what comes from beyond us but which can be present within us - the Divine Source of all that is good.


As a clinical psychologist, Stephen Russell-Lacy has specialised in cognitive-behavioural psychotherapy, working for many years with adults suffering distress and disturbance.

Prospecting in Space !!

Prospecting in Space !!



A prospector is someone who searches for mineral deposits. In human history, prospectors have panned for gold, drilled for oil, and excavated land for various minerals locked in ore. Prospectors are often driven by the excitement of "making it (a fortune) big on their own." They endure consequences from a staggering array of risks, which include costs: training, equipment, land permits, their subsistence, hiring helpers, contracting with refiners, transport of people and ore, finding buyers, buying insurance (in case their work damages the property of others or pollutes the environment), health maintenance and repair (sickness or injury), and emotional costs of worker separation from family. Who would want to take on all that risk and the peculiar risks of being off Planet Earth by prospecting in space? Web search the startup company "Planetary Resources." Also, read the article, Space Mining Comes Down to Earth in the December 2018 issue of Fortune Magazine.

The answer is the same as it was for the prospectors of old. Someone might strike it rich if he or she perseveres and overcomes costs, risks, and consequences of risks. The startup company sees mining potential in asteroids. The asteroid belt is located between Jupiter and Mars. A theory that a planet was once (or supposed to be) there might explain the orbiting band of dangerous rubble. Regrettably, the belt is not between Earth and Mars, because Mars is mankind's first planetary target for human exploration and possibly colonization. We already know that we need an extraterrestrial source of launch: basing, water, fuel production, and other resources in place as a necessary first step. Why couldn't non-Earth mined material and manufacture of necessary finished products support an endeavor in space exploration?

Maybe it is not so unfortunate that the asteroid belt is not closer to Earth. Another theory suggests that the planet Jupiter's gravity holds most of the asteroid field space debris in place. Yet, occasionally, asteroids hit each other, and sometimes one is ejected from its orbit. An ejected asteroid will keep going until it hits something else or the gravity of another planet pulls it into a new orbit. So, maybe, a mining company can have at an opportunistically close asteroid if a large one comes near and stays in orbit about Earth or its moon.

Off-planet Earth endeavors and adventures intrigue human beings even more than the age of sail and its exploration by sea voyages. Yet, the age of sail caused a huge leap forward for mankind. The benefits and the tragedies of it were staggering. I do not see why space exploration will be any different. It must progress from an idea to an idea supported by justification with the means to do it. Maritime ships enabled the ocean exploration and exploitation in earlier centuries. Mankind today has the vision, the justification, and the means to surge into a void once more. I agree that prospectors have a necessary role in space exploration. How exciting! What do you think?





A prospector is someone who searches for mineral deposits. In human history, prospectors have panned for gold, drilled for oil, and excavated land for various minerals locked in ore. Prospectors are often driven by the excitement of "making it (a fortune) big on their own." They endure consequences from a staggering array of risks, which include costs: training, equipment, land permits, their subsistence, hiring helpers, contracting with refiners, transport of people and ore, finding buyers, buying insurance (in case their work damages the property of others or pollutes the environment), health maintenance and repair (sickness or injury), and emotional costs of worker separation from family. Who would want to take on all that risk and the peculiar risks of being off Planet Earth by prospecting in space? Web search the startup company "Planetary Resources." Also, read the article, Space Mining Comes Down to Earth in the December 2018 issue of Fortune Magazine.

The answer is the same as it was for the prospectors of old. Someone might strike it rich if he or she perseveres and overcomes costs, risks, and consequences of risks. The startup company sees mining potential in asteroids. The asteroid belt is located between Jupiter and Mars. A theory that a planet was once (or supposed to be) there might explain the orbiting band of dangerous rubble. Regrettably, the belt is not between Earth and Mars, because Mars is mankind's first planetary target for human exploration and possibly colonization. We already know that we need an extraterrestrial source of launch: basing, water, fuel production, and other resources in place as a necessary first step. Why couldn't non-Earth mined material and manufacture of necessary finished products support an endeavor in space exploration?

Maybe it is not so unfortunate that the asteroid belt is not closer to Earth. Another theory suggests that the planet Jupiter's gravity holds most of the asteroid field space debris in place. Yet, occasionally, asteroids hit each other, and sometimes one is ejected from its orbit. An ejected asteroid will keep going until it hits something else or the gravity of another planet pulls it into a new orbit. So, maybe, a mining company can have at an opportunistically close asteroid if a large one comes near and stays in orbit about Earth or its moon.

Off-planet Earth endeavors and adventures intrigue human beings even more than the age of sail and its exploration by sea voyages. Yet, the age of sail caused a huge leap forward for mankind. The benefits and the tragedies of it were staggering. I do not see why space exploration will be any different. It must progress from an idea to an idea supported by justification with the means to do it. Maritime ships enabled the ocean exploration and exploitation in earlier centuries. Mankind today has the vision, the justification, and the means to surge into a void once more. I agree that prospectors have a necessary role in space exploration. How exciting! What do you think?


28 Tips To Energize Your Life !!!

28 Tips To Energize Your Life !!!




To Revitalize You, To Say Good-Bye To Fatigue...


Eat properly - Nutritious meals are number one in the battle against fatigue.
Get up early - too much sleep can reduce your life expectancy.
High-protein food.
Munch on fruit when you need a snack.
Avoid too much caffeine.
Take vitamin B Complex.
Get proper rest, relaxation and sleep. Relax before you get tired.
Meditate whenever you get an opportunity for it - meditate many times during a day.
Pamper yourself; take a break when you need it.
Daily brisk walking.
Enjoy music and songs whenever you get an opportunity for it during the day.
Enjoy walking rather than driving.
Play outdoor games.
Make something more beautiful - Aesthetic Culture.
Learn how to overcome stress and tension.
Energy follows thought. Do not think about your inadequacies, your defects, your imperfections and your failures. But think about your achievements. Feel your beauty, your inner worth, your Buddha nature.
Enjoy yourself. Look at the beauty and enjoy, listen to music and enjoy, use all your senses and enjoy. Use your senses at their optimum, then you will really live your life will be aflame; it will not be dull, it will be aflame with energy and vitality. Be alive because it is only on the wings of life that you will reach to truth. If you are dull you are lost. Be radiant.
Love more and your body will gather more energy from the whole cosmos.
Be very aware about your eating. Remain aware what and how much you eat, and its effect on your body. If you experiment with awareness, you will certainly find out which is the right food for you, which food gives you tranquillity, peace and health. There are no real difficulties in doing this, but because we do not pay any attention to feed we are never able to discover the right food. And eat joyously and happily.
Take bath daily. It purifies and refreshes not only the body but our innermost core too.
Enjoy reading.
Much time and energy is dissipated in fighting, accept what is. Make friends with what is.
Do not create absolute ideas; remain flexible. Be like water. It has no form, it is infinitely adjustable. That is its beauty, it knows no rigidity. Flexibility is life. It means responding to the moment without any preconceived idea.
Consult your doctor and take medicine whenever needed. Take Neem for healthy body and skin, Bitter Melon (Karela) for regulation and good metabolism, Holi Basil (Tulasi) for relieving cough and cold and boosting immunity, Boswellia Serrata (Shallaki) for relieving joint pain and inflammation, Withania somnifera (Ashwagandha) for relieving stress, strain and fatigue, Bacopa (Brahmi) for good memory and concentration.
Love your work and be creative. Change your work into fun. Boredom sucks. Work as play. Work as worship. Combine activity and relaxation.
Laugh your way to health. Laughter brings strength. Laughter is one of the most deep-going medicines.
Do not prevent the tears. Let the tears flow. Learn to talk with God. Weep alone. Do not repress your tears.
Let silence rejuvenate you. Learn the silence - the silence which is alive, positive, and affirmative. Silence is a joy. It is not just absence of worry - it is the presence of ecstasy. The real silence has to be in the crowd. When the crowd cannot disturb your solitude, then it is yours. When nothing disturbs you, when nothing distracts you, then you are centered. When you are really silent, you will find silence everywhere. Silence is something inside; quiet I something outside, hence, silence is not quiet. Quiet depends on conditions outside; silence is unconditional. Watch, witness, be centered, meditate and enjoy silence.Follow all above 28 tips and keep yourself healthy, strong and energetic. Whole of your being must be full of energy.

Saturday, 4 May 2019

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